Better Benefits At An Even Better Cost
Our Status Will Save You Money
Our status allows us to generate your success, our platinum broker status with each carrier enables us to have more negotiating power for our clients and our cost saving strategies allow us to reduce your costs while still keeping you compliant.
Outside The Box
We always think outside the box with customized solutions to help your business lower cost.
Our analytic team dives into your census and thoroughly compares all options to ensure the best.
Our platinum status give Superior Benefits an advantage other brokers can’t compete with.
- Works well for smaller employers looking for a safe way to save money on Group Health insurance
- Provides employer with financial predictability and control with the opportunity to benefit from favorable claims years.
- Defined & Contained Risk – The employer’s maximum exposure/annual costs are determined up front through the purchase of Stop Loss insurance. The employer will never pay more than this monthly cost(just like a Fully Insured health insurance plan)
- If an employer has high claims, they will receive a renewal similar to fully insured carrier renewals. If an employer has low claims, they will receive a check or credit back every year after their renewal
- At renewal, If employer decides to leave Level Funded Carrier, there are no penalties and No additional employer money owed.
Self Funding Arrangement
- Preferred arrangement with “Stop Loss Carriers” : Employer is eligible to receive a refund of up to 25% of the Stop loss “surplus”.
- Superior implements an innovative Wellness Program to encourage healthy employee behavior reducing claims, benefiting the employer.
- Tailor a plan design beyond what most fully insured carriers offer
- ACA essential health benefits & Industry Insurance Fee requirement does not apply to Self Insured Plans.
Medicare Solutions For Employees Over 65
- Lower Employer premium cost
- Help lower Employer medical claims/Renewal Rates
- Provide employees 65 or older more options
Unique Gap Insurance
- Superior Benefits develops creative Gap Insurance strategies to help employers significantly reduce their renewal.
- Significantly reduces employer’s Health Insurance premiums
- Claims are processed automatically, employee doesn’t have to manually file claims
- Provides employees with first dollar coverage for medical services
Gives your employees no-cost care when they need it, with on-demand 24/7 access to certified medical professionals, and assistance with non-emergency issues when an office visit isn’t necessary.
Pharmacy Benefits Management
Two main objectives: to reduce pharmacy drug spend within prescription benefits plans and to help employees achieve better health outcomes through greater access to appropriate medications
Who We Are
We are a National Employee Benefits Consulting firm because we go beyond the expected. Minimizing your business healthcare budget while maximizing your benefits is our top priority.
3705 West Swann Avenue
Tampa, FL 33619
Orlando, FL 32806
110 E Broward Blvd
Fort Lauderdale, FL 33301